Home Care Software

ie. if all a person’s other assets have been dissolved in long (or short)-term nursing home/medical care, can they take away even the life insurance policys for one’s children, or will they still get at least those acumulated proceeds upon the insured’s death?

She has some assets, but not enough to continue paying for the nursing home on her own. What do we do with her assets, so she will qualify for Medicaid when the two years that are paid by long term insurance are up? She has a house and some money in the bank, but it costs $160 a day in the nursing home. We don’t understand how Medicaid works and if they take all her assets which she worked hard for and would like to leave to her children. Any help would be appreciated, especially from personal experience. We are planning to see an attorney who specializes in elder issues.
The state we live in is Texas. For the person who said our tax dollars will go to pay her bill. She also paid taxes and so did my dad as we all do. He did not utilize Medicaid and if we don’t that should be our share. We do not want to get our hands on her money. We want to do the right thing for her and what she wants.
My mother has first stage Alzheimers Disease, so needs to be in a facility where she can be taken care of 24 hours a day.
One more question. When all her assets are gone and she has to apply for Medicaid, will she be able to stay in the nursing home where she is now. It specializes in different stages of Alzheimers Disease or will she have to move to a government faciltiy?